Prior to joining Universa, Eric Spencer worked for Northwestern Mutual, which involved meeting, as the point of contact, with executives and directors of major Fortune 1000 companies to design non-qualified plans and company specific strategies to help them to recruit, retain, and reward their key employees. He was responsible for such duties as running complex P&Ls for commercial banks and corporations, implementing and overseeing employee benefit programs, closely following regulatory matters (FASB, OCC/OTS/FDIC banking regulations, insurance laws, ERISA), and accounting (use of GAAP in benefit accruals for executive benefits). Eric received a B.A. from Duke University.